CreditGoal AI

Credit Boost Academy

Free credit education that actually teaches you something.

Structured courses, clear lessons, and practical knowledge — not generic advice. Powered by Credit Boost Academy.

Credit Boost Academy

creditboostacademy.com

Free structured credit education for everyone. Learn the fundamentals, optimize your strategy, and understand the system.

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What you'll learn at Credit Boost Academy.

Beginner
8 lessons45 min

Credit Score Fundamentals

Learn how FICO and VantageScore are calculated, what each factor means, and how to read your credit report.

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Intermediate
12 lessons1.5 hrs

Credit Card Strategy Masterclass

Utilization optimization, statement closing timing, CLI strategy, and benefit maximization.

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Intermediate
10 lessons1.2 hrs

Mortgage Preparation Program

Complete guide to getting mortgage-ready — credit, DTI, down payment, documentation, and pre-approval strategy.

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Beginner
6 lessons35 min

Dispute Letters and FCRA Rights

Your rights under the Fair Credit Reporting Act, how to write effective dispute letters, and how to track results.

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Intermediate
9 lessons55 min

Debt Payoff and Financial Recovery

Avalanche, snowball, and hybrid debt payoff strategies. Negotiating with creditors. Rebuilding after bankruptcy.

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Advanced
7 lessons50 min

Premium Card Benefits Maximization

Get full value from Amex Platinum, Chase Sapphire, Capital One Venture X, and other premium travel cards.

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Learn the system. Then use CreditGoal AI to optimize it.

Education + intelligence = results.